Auto Insurance Solutions

As a Houston driver, having dependable auto insurance isn’t just a good idea—it’s essential. Whether you’re commuting to work, going on a road trip or simply running errands, your vehicle is a central part of your daily life.

Hernandez Insurance Services offers a diverse portfolio of auto insurance options to fit every driver’s needs and budget. Located in Houston, Texas, we’re committed to helping you get auto insurance to comply with state laws while meeting your individual needs. Contact us today to start comparing auto insurance quotes.

Why Trust Hernandez Insurance Services for Your Auto Insurance?

Your vehicle and driving needs are unique. Our expert agents work closely with you to customize an auto insurance policy that aligns with your circumstances.

We’re proud to be a Houston-based agency, and we understand the unique challenges and requirements of Texas drivers. From high-traffic commutes to extreme weather events, our agents are ready to meet your coverage needs at a favorable rate.

With Hernandez Insurance Services, you’re not just another policy number. We prioritize exceptional customer service, ensuring a smooth, hassle-free experience from quote to claim.

Is Auto Insurance Required in Texas?

All Texas drivers must prove financial responsibility in case of an accident. Many drivers do this by purchasing at least the minimum required auto liability coverage. This insurance may help pay third-party claims for accident-related injuries and property damage.

Auto liability coverage pays only up to the policy’s dollar limits. The minimum required coverage doesn’t provide adequate financial protection for every driver. Your agent can discuss your situation and recommend liability limits to help protect your assets from auto accident-related claims.

Depending on your needs, your agent may also recommend the following core coverages:

• Collision and comprehensive insurance
• Uninsured/underinsured motorist coverage
• Towing insurance
• Rental reimbursement coverage
• Auto glass coverage
• Personal injury protection (PIP) or medical payments (MedPay)

How Can I Get Lower Auto Insurance Rates?

Our agents can help you compare quotes from multiple reputable insurers to help you get the best possible auto insurance rates.

You may be eligible for multicar, safe driver or student discounts depending on your circumstances. You may be able to save money on your auto insurance by bundling the coverage with renters or homeowners insurance policies.

The Hernandez Insurance Services team will guide you through all your discount options.

Contact Us

Contact Hernandez Insurance Services today to start building your customized auto insurance coverage.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.