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Workers’ Compensation Insurance in Houston

Hernandez Insurance Solutions in Houston, Texas, is here to provide workers’ compensation insurance coverage that meets your needs at favorable rates. Contact us today for a personalized workers’ compensation insurance quote. 

How Much Is Workers’ Compensation Insurance? 

Workers’ compensation insurance costs for contractors can vary based on several factors: 

  • Type of work—The nature of the contracting work, such as residential, commercial or specialized services, can impact insurance costs. 
  • Number of employees—The size of your workforce affects premiums. More employees may lead to higher costs. 
  • Claims history—Your claims history and safety record play a role in determining insurance rates. 
  • Coverage limits—Higher coverage limits often result in higher premiums. It’s essential to strike a balance between coverage and budget. 

Is Workers’ Compensation Insurance Required in Texas? 

In Texas, most private employers do not require workers’ compensation insurance. However, it may be a wise investment for contractors. 

Offering workers’ compensation coverage demonstrates your commitment to the well-being of your employees. It helps injured workers receive necessary medical care and wage replacement benefits. 

Contact Us 

Hernandez Insurance Solutions is your partner in understanding and securing appropriate contractors’ insurance, including workers’ compensation coverage. Contact us today for a quote. 

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